Are you a resident of Karnataka struggling to find affordable housing? The Karnataka government has a solution for you. The Ashraya Yojana, also known as the Rajiv Gandhi Housing Scheme or Basava Vasati Yojana, is designed to provide quality homes to economically disadvantaged families across the state. In this comprehensive guide, we’ll explore everything you need to know about this life-changing initiative.
What is the Ashraya Yojana?
The Ashraya Yojana is a joint effort by the Karnataka state government and the central government to address the housing needs of the underprivileged. Launched with the noble goal of ensuring every family has a roof over their head, this scheme offers a ray of hope to those living below the poverty line (BPL) and individuals belonging to Scheduled Castes (SC), Scheduled Tribes (ST), and Other Backward Classes (OBC).
“A house is made of walls and beams; a home is built with love and dreams.” – SarkariDepartment.com
The Rajiv Gandhi Housing Corporation Limited (RGRHCL) is at the helm of this initiative, working tirelessly to turn the dream of owning a pucca house into reality for thousands of families across Karnataka.
Key Features of the Ashraya Yojana
1. Affordable Housing Solutions
The Ashraya Yojana aims to provide pucca houses at significantly discounted rates compared to market prices. This makes homeownership a tangible possibility for families who might otherwise struggle to afford decent housing.
2. Wide Coverage
Whether you live in a bustling city or a quiet rural village, the Ashraya Yojana has got you covered. The scheme caters to underprivileged residents across Karnataka, ensuring that geographical location doesn’t hinder access to quality housing.
3. Substantial Government Support
During the 2020-21 Budget, the Karnataka government allocated a whopping Rs 2500 Crore for the construction of 2 lakh houses under this scheme. This substantial investment demonstrates the government’s commitment to addressing the housing crisis.
4. Construction Material Assistance
For those who own land but lack the means to build a house, the Ashraya Yojana provides up to 85% of the required construction materials free of cost. This significant support can turn your empty plot into a comfortable home.
Eligibility Criteria Of Ashraya Yojana?
To Get benefit from the Ashraya Yojana, you must meet the following criteria:
- Be a permanent resident of Karnataka
- Have a household income not exceeding Rs 32,000 per annum
- Not own a pucca house anywhere in India
- Either have a kutcha house or own land suitable for house construction
If you meet these requirements, you’re one step closer to your Ashraya Yojana!
How to Apply for the Ashraya Yojana
Applying for the Ashraya Yojana is a straightforward process. Here’s a step-by-step guide to help you navigate the application:
- Visit the official RGRHCL website
- Fill in your personal information
- Upload necessary documents
- Submit the form
Remember, there are no application fees for the Ashraya Yojana. The government has ensured that the process is completely free to avoid any additional financial burden on applicants.
Ashraya Yojana Karnataka Required Documents:
To complete your application, you’ll need to provide the following documents:
- Voter ID card
- Aadhaar card
- PAN card
- Bank account details
- Income certificate
- Address proof
- Age proof
- Recent passport-sized photograph
Ensure all your documents are up-to-date and readily available to streamline the application process.
The Selection Process: From Application to Approval
Once you’ve submitted your application, here’s what happens behind the scenes:
- The Gram Panchayat authority reviews applications and finalizes a list of beneficiaries
- This list is made available for viewing online
- At the ground level, the Block Development Officer (BDO) selects beneficiaries through a lottery system
- The BDO then visits the selected applicants’ addresses and submits Form 17
- This information is forwarded to the executive officer
- The final list of beneficiaries is made available at the local block development office
Tracking Your Ashraya Yojana Application
Follow these steps to check your RGRHCL status:
- Go to the RGRHCL portal
- Click on ‘Beneficiary Information’ in the top menu
- Select your district and enter your acknowledgement number
- Click ‘Submit’ to view your application status
Other Related Sarkari Schemes
Local Reservation and Nagar Ashraya Samiti
As per Government Order No:VA:87:HFA:2021, Bangalore, Dated:26.04.2022, a new system has been implemented for the allocation of houses/flats under the Ashraya Yojana:
- Houses/flats in each block/tower will be selected by the “Nagar Asharya Samiti” of the respective Assembly Constituency.
- Distribution will be done vertically as per the scheme criteria for locals within the Assembly Constituency.
- Eligible applicants seeking houses/flats under “local” reservation can submit applications to the “Nagar Asharya Samiti” of their respective Assembly Constituency.
Important Points Of Ashraya Yojana
- The list of eligible beneficiaries who have already applied online for “local reservation” will be submitted to the “Nagar Ashraya Samiti”.
- Beneficiaries who have applied online, paid the initial deposit of Rs. 1 lakh, but haven’t selected houses/flats online will also be considered by the committee.
- Houses/flats will be allotted through a lottery system conducted by the committee.
Contact Information for Different Assembly Constituencies:
- Yalahanka & Dasarahalli: 9845015018, 9740687778
- Yeshwantpur: 9448287514, 7975956234, 9164239699, 8088253773
- Anekal & Bangalore South: 9448287514, 9606138200, 9448277072
- Mahadevpur, KRpur & Batarayanpur: 9448021564, 8660807796, 9448287367
Conclusion
The Ashraya Yojana is an ambitious project of the Karnataka government committed to providing housing facilities to the poor and marginalized sections of the state. This scheme not only provides shelter but also improves the quality of life for its beneficiaries. If you meet the eligibility criteria, you can avail of this scheme to realize your dream of owning a home.
Frequently Asked Questions (FAQ)
Q: Who is eligible for the Basava Vasati Yojana?
A: Permanent residents of Karnataka with an annual household income less than ₹32,000 can apply for this scheme.
Q: What is the amount provided under the Basava Yojana?
A: Under this scheme, beneficiaries are provided with up to 85% of construction materials free of cost.
Q: What are the rural housing schemes in Karnataka?
A: The major rural housing schemes in Karnataka include the Devaraj Urs Housing Scheme, Pradhan Mantri Awas Yojana (Rural), and B R Ambedkar Housing Scheme.
Q: Where can I find information about all government schemes?
A: You can visit the Sarkari Yojana to get information about various government schemes.
Q: How to apply for a free house in Karnataka? A: You can apply for a free house under the Karnataka CM 1 Lakh Housing Scheme. Visit the RGRHCL portal and search for ‘Nannamane in Karnataka’.